Art Risk Monitor™ (ARM) scores artworks on their liquidity as auction sales occur. It identifies the probability of an artwork selling at less than its estimate value at auction.

Qualitative Risk Monitor™ (QRM) scores artworks on their future risk as an object. This score accounts for physical attributes such as condition, title risk and authenticity.


Get a score or full report on an artwork or collection.

Our process:

  • ARM™ & QRM™ generated

  • 24- hour desktop risk-check and indication of lending potential

  • Vetted expert specialist examination of artworks

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COllection monitor (BETA)

Monitor a client’s collection stats live on one dashboard with our Collection Monitoring Software. This tool combines all elements of Overstone’s services into one intuitive, easy-to-use system. 


  • Real-time view of ARM, QRM and documentation for each artwork

  • Full transport encryption using AWS services

  • Constant system monitoring and attack detection

  • Permissions control of access to data for multiple users

  • Constant audit to track changes to records and report requests

  • Generate PDF reports on demand 



We enable the creation of balance sheet lending structures for institutions such as Private Banks and Wealth Managers. Allow High Net Worth clients to borrow against their art collections, secured by our comprehensive collateral risk management. 


Overstone consults on the writing of art-backed lending policies.