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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - WealthBriefing European Awards 2020</image:title>
      <image:caption>Winner:  Best Innovative Fintech Solution Shortlisted:  Most Innovative Wealth Management Model, Most Promising New Entrant, Outsourcing Solution, Platform Provider</image:caption>
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      <image:title>Home - WealthBriefing European Awards 2021</image:title>
      <image:caption>Highly Commended: Innovative Use of Artificial Intelligence (Vendor) Finalist: Innovative Client Solution (Vendor)</image:caption>
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      <image:title>Home - UK Fintech Awards 2021</image:title>
      <image:caption>Finalist: WealthTech of the Year</image:caption>
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      <image:title>Insights - Overstone hires new Head of Data Science</image:title>
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    <lastmod>2021-04-30</lastmod>
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    <lastmod>2021-06-03</lastmod>
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    <lastmod>2021-04-12</lastmod>
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    <lastmod>2021-04-03</lastmod>
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      <image:caption>Exploring Art Assets As Alternative Investments</image:caption>
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    <lastmod>2021-12-22</lastmod>
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      <image:title>Press Content - Overstone Spotlight: Interview with Chris Mann - 2 March 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Press Content - Overstone Spotlight: Interview with Katerina Russman - 10 Dec 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Press Content - Overstone Spotlight: Interview with Harco van den Oever - 26 Nov 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Press Content - Overstone Spotlight: Interview with Harco van den Oever - 26 Nov 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Press Content - Mitigating Concentration Risk in Art Collecting - 17 Nov 2025 - Make it stand out</image:title>
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      <image:title>Press Content - GreenShoots in October – Signs of an Art Market Revival During Frieze London and Paris Sales, 6 Nov 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Effect of U.S. Elections on the Art Market (Overstone Analytics)[1]</image:caption>
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      <image:caption>Average Total Sales Over 12 Months Before and After Key Events (Overstone Analytics)</image:caption>
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      <image:caption>Mean Hammer Price Average (USD) and Total Lots by Year (Overstone Analytics)</image:caption>
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      <image:caption>Number of Third Party Guarantees by Medium in November 2023 and November 2024 (Overstone Analytics)</image:caption>
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      <image:caption>Number of Third Party Guarantees by Low Estimate Price Segments in November 2023 and November 2024 (Overstone Analytics)</image:caption>
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      <image:caption>Number of Third Party Guarantees by Location in November 2023 and November 2024 (Overstone Analytics)</image:caption>
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      <image:caption>Digital Art and NFT Mean Hammer Price and Total Lots by Year (Overstone Analytics)[10]</image:caption>
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      <image:caption>Average Low Estimate of Third Party Guarantees by Location in November 2023 and November 2024 (Overstone Analytics)</image:caption>
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      <image:caption>Overstone Analytics: René Magritte’s Hammer Price Average against the Market Hammer Price Average (This data is not yet including the New York November Sales)</image:caption>
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      <image:caption>Auction Sale Results of Claude Lalanne, 2016-2023 (Overstone Analytics)</image:caption>
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      <image:caption>Auction Sale Results of Francois-Xavier Lalanne, 2016-2023 (Overstone Analytics)</image:caption>
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      <image:title>Press Content - Shifting Landscapes: Navigating the Russian Paintings Market in the Wake of Geopolitical Tensions - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Auction Sale Results of Artists featured in Russian Painting Sales, 2016-2023 (Overstone Analytics)</image:caption>
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      <image:caption>Auction Sale Results of Ivan Aivazovsky, 2016-2023 (Overstone Analytics)</image:caption>
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      <image:title>Press Content - Shifting Landscapes: Navigating the Russian Paintings Market in the Wake of Geopolitical Tensions - Make it stand out</image:title>
      <image:caption>Auction Sale Results of Russian Non-Conformist and Contemporary Paintings with low estimates above $50,000, 2016-2022 (Overstone Analytics)</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Hammer Ratio by Gender and Price Bracket (Overstone Analytics)</image:caption>
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      <image:caption>Hammer Ratio by Gender (Overstone Analytics)</image:caption>
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      <image:caption>Proportion of Lots Sold above their High Estimate by Gender (Overstone Analytics)</image:caption>
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      <image:caption>Proportion of Lots Sold below their Low Estimate by Gender (Overstone Analytics)</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Harco van den Oever</image:caption>
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      <image:caption>By Ollie Williams</image:caption>
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      <image:caption>Maria Adelaide Marchesoni</image:caption>
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      <image:caption>by Tom Burroughes</image:caption>
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      <image:caption>by Christopher Robbins</image:caption>
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      <image:title>Press Content - Bloomberg 2020 - “Ultra-high-net-worth individuals who have not spread their exposure across different asset classes may now be learning about the importance of diversification the hard way.”</image:title>
      <image:caption>Bloomberg Markets</image:caption>
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      <image:title>Press Content - EU Acclaim Magazine 2020</image:title>
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      <image:title>Press Content - New York Times 2018</image:title>
      <image:caption>Art Backed Lending &amp; Art Valuations in London</image:caption>
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      <image:title>Press Content - New York Times 2018</image:title>
      <image:caption>Excerpt</image:caption>
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      <image:title>Press Content - Les Echos 2016</image:title>
      <image:caption>Art Backed Lending &amp; Art Valuations in London</image:caption>
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      <image:title>Press Content - Les Echos 2016</image:title>
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      <image:caption>Art Backed Lending &amp; Art Valuations in London</image:caption>
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    <lastmod>2020-08-11</lastmod>
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      <image:title>Press Content - Financial Times - 2016</image:title>
      <image:caption>Art Backed Lending &amp; Art Valuations in London</image:caption>
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      <image:title>Press Content - Financial Times - 2016</image:title>
      <image:caption>Excerpt</image:caption>
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    <loc>https://www.overstoneart.com/press-content/wealth-briefing-2015</loc>
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    <lastmod>2020-08-19</lastmod>
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      <image:title>Press Content - Art Market Monitor 2015</image:title>
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      <image:title>Press Content - Art Market Monitor 2015</image:title>
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      <image:title>Press Content - BBC - Radio Interview 2015</image:title>
      <image:caption>Tax Avoidance For Art-Backed Leading</image:caption>
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      <image:title>Press Content - BBC - Radio Interview 2015</image:title>
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      <image:title>Press Content - The Art Newspaper 2014</image:title>
      <image:caption>Private Lenders Attracted By Rates in Art Valuations</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Why Us</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/8c292cb9-004b-42a3-9ed4-adf86ca51b89/9776B%26W-3.jpg</image:loc>
      <image:title>Why Us - harco van den oever</image:title>
      <image:caption>Founder &amp; CEO Harco served 12 years at Christie’s as Continental European Head and Global Managing Director of the Impressionist and Modern Art Department prior to founding Overstone Art Services. With 12 years in debt capital markets under his belt at Paribas, Bankers Trust, and Credit Suisse First Boston, Harco also founded Fredfinds.com, the UK's first online mortgage brokerage business, acquired in 2001 by Netwindfall Ltd.  Harco has an MBA from University of Hartford and is an INSEAD alumnus.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/93437f50-ede1-4196-831e-6380f07f265a/IMG_6216.jpg</image:loc>
      <image:title>Why Us - Claude Cochin de Billy</image:title>
      <image:caption>Advisor Claude began his 35 year banking career at Bankers Trust heading credit trading and capital markets. He then headed Deutsche Bank’s European consumer, retail &amp; luxury investment banking division, and built and led their family office group. In 2007 Claude joined UBS as co-head of their global family office group, moving to Kleinwort Benson in 2013 as a member of the executive committee. Following KB's sale, Claude became Managing Partner of Global Family Partners, a multi-family office focused on direct investments.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/6489cd07-03b9-40f8-9c7e-83c8b897cbff/Matthew-headshot-768x600.jpg.jpg</image:loc>
      <image:title>Why Us - Matthew Grant</image:title>
      <image:caption>Advisor Matthew Grant has been building and advising companies on the innovative use of technology, data and analytics for over 30 years. With a degree in Mechanical Engineering, Matthew has been involved in the entire cycle of risk management, insurance and capital management. He was responsible for launching catastrophe modelling into Europe in 1992 and was on the executive team of Risk Management Solutions (RMS is now part of Moody’s). Since 2017,  Matthew has been CEO and co-owner of InsTech. InsTech has worked with over 200 insurers and technology companies that are supporting innovation in insurance and risk management.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/a519bd34-3dcb-4430-b025-a61f7aaf2eee/linkedin_profile_picture.jpg</image:loc>
      <image:title>Why Us - Christopher Mann</image:title>
      <image:caption>Mia Mounia Bouriss Head of Asset Management 20 years experience in capital markets with strong focus on debt and ABS structuring, distribution and securitisation with, amongst other, Nomura, Deutsche Bank and Cheyne Capital. Successfully built investment management platforms including systems, allocation models, risk analytics and management for a leading fintech.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/5c7d3ec4-1516-4245-9ca1-c8af8fbb2436/K.Russman_professional-photo.png</image:loc>
      <image:title>Why Us - Katerina Russman</image:title>
      <image:caption>Head of Operations Katerina has 8 years’ experience in project management and operations. She started her career at KROLL, the leading independent provider of financial and risk advisory solutions and progressed to work for a series of fintechs. Katerina has worked across the UK and Germany in client-facing roles and managed large-scale technology projects throughout the UK, US and Europe. After over 3 years at KROLL, Katerina moved into the art and finance industry as the first FTE at 360X Art AG, the art vertical of the 360X Group, backed by Commerzbank and Deutsche Börse. Here, she played a key role in developing a platform for the tokenization of physical artworks and worked with artists and galleries. Katerina also has experience in product management and agile methodologies having managed a team of 8 engineers at the embedded payments provider, Modulr. Katerina holds a BA from the University of Oxford.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/82fc3204-1e2a-438a-828a-068c242c3c4b/9776B%26W-5.jpg</image:loc>
      <image:title>Why Us - Yoav Shafir</image:title>
      <image:caption>Head of Technology 10-year career in software engineering and system architecture, leading large scale end-to-end technology projects, most recently for the FT. Experience in leading start-ups from early stage to international enterprise such as for real estate analytics and trading platform, Compit.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/836fc0b1-e194-4c7a-bf98-b75f32ba4619/9776B%26W-7.jpg</image:loc>
      <image:title>Why Us - Victoria Kleiner</image:title>
      <image:caption>Head of Art Due Diligence and Digital Art Expertise Victoria has more than a decade experience as an art market professional, having started working at Sotheby’s in 2011 where she was part of the specialist team for the Contemporary Art Evening Sale before moving to the Impressionist and Modern Art department. In 2019 she joined MacDougall’s, a London based auction house specialising in Russian art, where she was Acting Company Head.  Victoria holds an MA in Art History from Trinity College, Cambridge, as well as an MA in Twentieth Century Russian Art from The Courtauld Institute. In 2021 she became co-chair of the V&amp;A Young Patrons’ Circle. Victoria is a member of the International Society of Appraisers and completed her most up to date USPAP training in February 2023.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/211cf55c-4a7a-4b4c-9579-e200990109e7/John+Jessen.jpg</image:loc>
      <image:title>Why Us - John Jessen</image:title>
      <image:caption>Head of Business Development  John has 35 years of international experience in client coverage and in building businesses. His career began in London at Goldman Sachs and Paribas Capital Markets Group. John also worked for the Jebsen Group in Hamburg, Hong Kong, Shanghai and Bangkok. He later worked for 15 years in Executive Search, founding a consultancy specialised in Capital Markets and Investment Banking, which grew to 7 offices straddling EMEA and APAC. Before joining Ovestone Associates, John worked in Marbella’s prime real estate sector, while also co-founding a used tyre trading and recycling company in Germany. John graduated from the European Business School in London, Paris and Schloβ Reichartshausen. He is a certified MBTI practitioner and has lectured at the National University of Singapore. He is fluent in English, Danish, German, French and Spanish.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/1568193220452-IR5FKS3INJCV7ZO9L79R/IMG_6050.jpg</image:loc>
      <image:title>Why Us - Olivia Faure romanelli</image:title>
      <image:caption>Legal &amp; Compliance Olivia is a qualified solicitor in both France and the US, and is a member of the Paris and New York Bars. Following 4 years of private practice with Hogan Lovells in Intellectual Property law, Olivia spent 8 years with Sotheby’s in-house legal department as Associate General Legal Counsel before joining Overstone.  Olivia has a post graduate degree from Paris University of Law and is a New York University Law School alumnus.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/6a1ab9db-1b1a-44d2-a125-07b36f9a08c3/L.Piovano-_professional-photo.jpg</image:loc>
      <image:title>Why Us - Lucrezia Piovano</image:title>
      <image:caption>Art Research and Client Success Lucrezia has experience across the art market, starting her career as a gallery assistant at a very young age. She then joined Finarte Auctions, working in the data team analysing the market and auction results and assisting in the luxury fashion department. Afterwards, she moved to Artshell, a Milan-based company specialising in private collections and art galleries. In her role at Overstone, Lucrezia combines her background in art history and economics with her work in the data team, contributing to market analysis and data-driven insights. Curious and motivated, she enjoys supporting clients with practical tools and guidance to help them navigate the art market. Her analytical mindset and proactive attitude allow her to approach challenges effectively while continuing to learn and grow. She holds a BA in DAMS – Disciplines of Arts, Music and Performing Arts (History of Art) from the University of Bologna and an MA in Economics &amp; Arts Management from Università Cattolica del Sacro Cuore.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/a8b5f10e-5240-47ed-b2a3-b8cf9155763b/shone-headshot.jpg</image:loc>
      <image:title>Why Us - Shone Sonawane</image:title>
      <image:caption>Senior Software Engineer Shone is a highly skilled software engineer with six years of experience building scalable solutions from scratch, primarily in startup environments. He specializes in backend development, system design, and data engineering, with a strong focus on performance optimization and scalability. Shone brings deep expertise in Python, web applications, distributed systems, and web scraping. He has a strong foundation in software architecture, with a keen interest in low-level design, concurrency, and advanced Python concepts. Shone holds a Bachelor's degree in Computer Science and excels at architecting efficient, high-performance systems tailored to dynamic and evolving business needs to time, cost and quality.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/340c9525-19bf-4160-b3fd-e76b1628a7e2/Siva+headshot.jpg</image:loc>
      <image:title>Why Us - Siva Karanam</image:title>
      <image:caption>Senior Software Engineer Siva is a highly skilled Senior Software Engineer with over 9 years of experience in software development. His expertise spans large-scale web scraping, backend development, data engineering, and cloud computing. Siva has a strong command of Python leveraging frameworks such as FastAPI, and Scrapy to build scalable and efficient solutions. Siva has played a key role in developing and maintaining data-intensive applications, including an auction scraper that processes volumes of data daily. He has also contributed to building internal tools and automation systems that enhance operational efficiency. With deep experience in integrating third-party APIs, designing RESTful services, and optimizing data pipelines, he excels at architecting high-performance solutions. Beyond his technical contributions, Siva is a mentor and leader, guiding junior developers and fostering a culture of collaboration and innovation. His passion for problem-solving and continuous learning makes him an invaluable asset.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/7ff26e67-a6bd-4a3a-b973-df8eaed6d345/ISO-27001-2013-badge-white.jpg</image:loc>
      <image:title>Why Us - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d5af101ab0f7c0001a7c708/9f9ab967-9e96-4c9d-a60d-fabb33b0a083/image001.png</image:loc>
      <image:title>Why Us - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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